How it works

Six steps. One ledger. Every entity.

The Finio workflow, end to end — from the moment a supplier sends an invoice to the moment your accountant signs off on the month.

  1. 01

    Capture invoices

    Suppliers email an entity address, or your team uploads. Finio ingests PDFs, images, EDI, and supplier portal exports.

  2. 02

    Extract data

    OCR + AI reads line items, VAT, PO references. Ambiguous fields are flagged, not guessed.

  3. 03

    Approve

    Rules route each invoice to the right GM, FC or FD by amount, category and entity. Sign off on mobile in seconds.

  4. 04

    Cross-charge intercompany

    Shared costs are split by rule — a single click posts the recharge into every affected Xero org.

  5. 05

    Sync with Xero

    Bills, journals and contacts land in your live ledger via the official API. Both sides. Always in step.

  6. 06

    Reporting & audit

    Live GRNI, cash-out forecasts, category spend by property. Every action recorded in an immutable log.

A day in the life

What your AP lead actually does now.

08:15

Reviews the overnight exception queue — 6 invoices flagged from 340 captured. Approves 4, sends 2 back to suppliers.

11:00

Runs a bulk payment across three entities — Finio splits by bank, generates remittances, posts to Xero.

16:30

Signs off intercompany cross-charges for the week. Six recharges posted both sides. Month-end already reconciled.

Book a demo

See the flow on your books.

30-minute demo on your actual entity list.