Compare
Lightyear does accounts payable. Finio does AP and native intercompany, live to Xero — and owns the multi-entity model end to end.
Lightyear is strong AP automation — purchase orders, capture and line-level approvals. Finio covers that same ground for hospitality, then adds what AP tools stop short of: native intercompany cross-charges posted both sides, and read-and-write reconciliation against your live Xero ledger.
Head to head
Where each product focuses today — and where Finio does more for multi-entity hospitality finance.
Finio You're here | Lightyear | |
|---|---|---|
| Supplier invoice capture & OCR | ||
| Ops + finance coding split | Partial | |
| Multi-entity approvals | ||
| Native intercompany cross-charges | ||
| Live-Xero reconciliation (read + write) | Partial | |
| Built for UK hospitality | Partial | |
| Predictable per-entity pricing | Per doc tier | |
| Free accountant seats | Partial |
Comparison reflects each product's primary focus. Features and plans change over time — confirm the latest directly with each vendor.
Book a demo
Thirty minutes to map your current setup onto Finio — intercompany, live-Xero and per-entity pricing on your actual entity list.