Product

One platform for AP, intercompany and live-Xero.

Finio replaces four disconnected tools with one system of record — purpose-built for finance teams running multi-entity hospitality on Xero.

Book a demo →See how it works

The platform

Nine products. One workflow.

Every product is included on every plan. You pay per entity, not per feature.

01Payables

Invoices in, paid, tracked.

Capture and code every supplier invoice and claim — then see exactly where each one sits, live.

02Control

Nothing paid twice.

Match what you ordered against what arrived and what you were billed — then route it for sign-off.

03Multi-entity

Close, across the group.

Cross-charges, statements and cost lines reconciled continuously — not in a spreadsheet in week two.

All nine run on the same line-item data extraction engine, post into the same live ledger, and sit behind the same bank-grade security.

Add-ons

Hand us the rest of month-end.

The reconciliations and reporting that eat the first week of every month. Switch any of them on when you need them — same platform, same ledger, no new tool.

Intercompany account reconciliations
Balances agreed across every entity, monthly.
Control account reconciliations
Suspense, VAT and clearing accounts kept clean.
Prepayments
Schedules built, released and posted automatically.
Fixed assets
Register, depreciation runs and disposals maintained.
Accruals
Recurring and one-off accruals raised and reversed.
Revenue reconciliations
PoS, booking and card takings tied back to the ledger.
Management reports
Monthly and quarterly packs, delivered on a schedule.
AI-powered cashflow advisory
Forward cash view with the calls worth making flagged.
See how add-ons are priced →

Workflow

Invoice → coded → approved → paid → posted → reconciled.

Every step visible to every stakeholder — GMs, FCs, the FD, your accountant. Same screen. Same numbers.

  • Instant capture. Suppliers email the entity address; invoice is in Finio within seconds.
  • AI-coded on ingest. Chart of accounts, tracking categories, tax codes — pre-filled and ready.
  • Approvals route themselves. Rules by amount, entity, category — no email chains.
  • Paid from Finio. Bulk pay runs, bank connections, remittance emails auto-sent.
  • Posted to live Xero. Both sides of every intercompany journal, in real time.
  • Reconciled continuously. Supplier statements matched daily, not monthly.

Built for Xero

Not a bolt-on. A native extension.

Finio reads and writes your live Xero ledger via the official API. Xero stays your source of truth.

Two-way sync

Journals, bills, contacts, tracking — always in step with your live ledger.

Xero App Store

Install in one click. Certified by Xero, listed for UK hospitality.

Multi-org, one login

Switch between fifty Xero organisations without re-authenticating.

Read the full Xero integration →

Benefits

Numbers your FD will care about.

Time

90% less coding time.

AI codes 94% of invoices correctly first try — your AP team reviews exceptions, not everything.

Close

Month-end in days, not weeks.

Intercompany reconciled continuously means close finishes when trading finishes.

Cost

One line on the P&L.

Replaces Dext + ApprovalMax + Mayday + spreadsheets. Predictable per-entity pricing.

Book a demo

See it on your entity list.

Thirty minutes. Your actual Xero orgs. We show cross-charges live.

Book a demo →or see pricing first