Feature · Live Xero
Every other AP tool imports and exports CSVs, matches to a monthly statement, hopes for the best. Finio reads and writes to your live Xero ledger via the official API — always in step, always in sync.
How it works
Every bill, journal, payment and bank transaction in Xero is visible in Finio in real time.
Approve in Finio, bill is in Xero within 15 seconds. Intercompany journals land in every relevant org, both sides.
Statement lines, bank feeds and supplier statements are matched all month — close is a formality.
Benefits
Not on setup, not on migration, not on month-end. Everything flows through the API.
Auditors, accountants and your FD only ever look at Xero. Finio just makes it faster to get right.
Fifty Xero orgs consolidated in Finio without leaving the ledger.
Refund a supplier in Finio, the negative bill lands in Xero — with tax, tracking and audit trail intact.
FAQ
Xero's bank rec matches bank lines to bills. Finio reconciles your supplier statements against Xero bills, then bank feeds against both — the whole loop, live.
Median 12 seconds between an approval in Finio and the bill visible in Xero, thanks to webhooks + polling.
Finio queues writes and retries with backoff. You never lose a transaction; Xero catches up when it's back.
Yes. Changes in Xero flow back to Finio. Both are always in step.