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Finio

Coming soon

What is being built, said as being built.

Everywhere else on this site, a feature is only described if it works today. That rule costs us this page — so here is the honest version of what is in progress, drawn rather than listed. Nothing on a dashed box is available yet, and none of it moves onto a product page until it is.

Coming soon · Approvals

The loop that already exists, on every bill.

Finio approves cross-charges and departmental transfers today. Ordinary supplier bills are the next thing through the same machinery.

Approvals between parties

Cross-charges and departmental transfers — nothing posts until every side agrees

Today, that loop is only for transfers

An ordinary supplier bill still gets approved wherever you approve it now.

The same loop, on every bill

Routed by site, value and cost centre

One trail, one place

Who approved what, against the invoice it belongs to

Until it does, keep ApprovalMax. We would rather say that than sell you a gap.

Coming soon · Payments

From the tracker to the supplier's bank.

Finio already knows what has agreed and what is held. The last step is paying it without leaving.

The payment tracker

Ready to pay · £1,891.97 · 2 invoices

Today, Finio stops here

You open your bank and key the same payments in again.

Approve the run in Finio

The same list you were already looking at

Faster Payments

Straight from your account — no file, no bank portal

The supplier's bank

Paid the same day, from the invoice that agreed

Coming soon · Month-end

The accounting half of the close.

The stage most of the category stops before — and, today, so do we.

Finio takes accounts payable to the end

CodedMatchedStatements reconciledPayments tracked
The close still needs

Prepayments

Schedules built, released and posted on time

Accruals

Raised on schedule, reversed the month after

Fixed assets

The register kept and the depreciation run posted

Control accounts

Suspense, VAT and clearing kept clean

A close that lands on the same day every month

Because nothing is waiting on a spreadsheet somebody keeps by hand

Coming soon · Group structure

The other way a group is put together.

Five sites across five companies is a group. So is one company with five sites inside it — and that shape is still being built.

Built, and running

A company per site

Soho Ltd

Its own Xero

Shoreditch Ltd

Its own Xero

Borough Ltd

Its own Xero

Three companies, three ledgers — one group, run from one place. Costs move between them as cross-charges.

Being built

One company, sites inside it

The group company

One Xero

Soho

Shoreditch

Borough

One ledger, with the sites kept apart by tracking categories. That is the only shape that needs them, which is why the two arrive together.

Coming soon · Reach

Past the ledger.

A cross-charge moves the money between two companies today. Next it moves the stock as well.

Soho sends 4 cases to Shoreditch

Tue 5 Aug, 18:40 · £186.00

The cost moves

Both Xero files, from the one event

Works today

The stock moves

Both inventory counts, from the same event

Being built

So the stock and the ledger stop disagreeing about the same four cases.

How to read this page

Nothing here works yet.

Every dashed blue box on this page is being built and does not work today, however close it is. What does work is on the feature list, where nothing is marked as coming unless it is. The systems Finio connects to — and which of those are live — are on the software partners page.

Judge us on what already works.

Everything on this page is a plan. Everything on the feature list is not.