ROI calculator
See what FINIO saves.
One question: how many documents your group processes a month. The answer is what your team spends on them today, what FINIO saves, and the plan you would need. No email, nothing stored, every source listed.
Your group
Supplier invoices, credit notes and statements, across every site.
Staff time saved a year
before FINIO's plan
£40,000
Hours back a year
about 1 of a full-time person
2,000
Your plan
over 500 credits a month
Bulk
- Staff cost today (£4.00 a document)
- £48,000
- Staff cost with FINIO (£0.67 a document)
- − £8,000
- Staff time saved
- +£40,000
Your first year
Staff time saved, building up
- Month 1+£3,333
- 3 months+£10,000
- 6 months+£20,000
- 12 months+£40,000
Plans are 100, 250 or 500 credits a month, or bulk above that. We share prices on a short call.
No email to use this · Unlimited users · No fee per site
The saving is staff time only, before FINIO’s plan: errors, missed credits and duplicate payments are not counted. Results are illustrative, will vary by group and are not a quote or a guarantee.
How it adds up
Review the assumptions.
Hours a month today are your documents multiplied by the minutes a person spends on each, divided by sixty. With FINIO it is the same, using the minutes a person still spends on each. The staff saving is the difference, multiplied by twelve months and by the hourly cost. The plan is the smallest of 100, 250 or 500 credits a month that covers your documents, one credit each, or bulk above 500.
A worked check at the starting figures: 1,000 documents × 12 minutes ÷ 60 = 200 hours a month today; × 2 minutes ÷ 60 = 33.3 hours with FINIO. That is 2,000 hours a year back, £40,000 at £20 an hour. At 1,000 documents a month the plan is bulk.
Sources
Where every figure comes from.
- 12 minutes a document by hand
- Ascend Software, 2025 AP benchmarks; IOFM and Levvel Research. Hands-on time for an invoice, cross-industry, mostly US. Source
- 2 minutes a document with FINIO
- Ascend Software, 2025 AP benchmarks: automated handling under 2 minutes. An industry figure, not yet measured on FINIO. Source
- £20 an hour
- ONS Annual Survey of Hours and Earnings 2025, book-keepers, payroll managers and wages clerks (SOC 4122), median £31,560 a year, plus employer's NI, pension and overhead. Source
- Plans of 100, 250 and 500 credits, then bulk
- FINIO's plans. One credit is one invoice, credit note or statement, however many lines. Prices are shared on a call. See the record
The 2-minute figure is an industry benchmark, not a FINIO measurement. When FINIO’s own timing is recorded, it replaces it.
Scope
What the estimate counts.
- Staff time on every supplier invoice, credit note and statement: keying, coding, filing, chasing
- Your hourly cost, so the money figure is yours
- The FINIO plan that covers your documents, in credits
Limits
What it leaves out.
- Money lost to errors, duplicate payments or missed credits: it counts time only, so the real saving may be higher
- Other AP work outside the documents themselves, such as the payment run
- The accounting close itself: accruals, prepayments, fixed assets and control accounts are outside accounts payable
- Your exact result: it is an estimate on averages until you put in your own figures
The month-end benchmark report →How FINIO reconciles supplier statements →
Check these numbers against your own.
Bring the figures. On a call we will put your real volumes in and check the result with you. None of the inputs above are sent to us.